Personal finance

A ‘dismal’ personal savings rate could mean trouble as the economy slows

Americans may be expecting the proverbial “rainy day” as the Federal Reserve continues its aggressive rate hikes intended to slow the economy – but they aren’t exactly planning accordingly. Personal income rose 0.7 percent in October compared to September, according to new estimates from the Bureau of Economic Analysis. Most of those gains flowed right …

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Is credit card protection insurance worth it?

Become a personal finance expert Subscribe to our thrice-weekly personal finance newsletter that makes you smarter about your money. Digging into money maneuvers that feel sus. Credit cards can provide a lot of perks with every swipe—like zero-liability fraud protection, cash back, and travel points. These benefits are even available on certain cards with no …

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What is parametric disaster insurance? It just delivered a speedy payout in Florida for Hurricane Ian and more than half of adults say inflation is causing financial hardship, but the impact of high prices appears to be easing

Hi, MarketWatchers. Don’t miss these top stories. What is parametric disaster insurance? It just delivered a speedy payout in Florida for Hurricane Ian Climate change is roiling the insurance industry, boosting demand for AI-focused, event-based parametric plans like Arbol’s $10 million reinsurance claim. Read More More than half of adults say inflation is causing financial …

What is parametric disaster insurance? It just delivered a speedy payout in Florida for Hurricane Ian and more than half of adults say inflation is causing financial hardship, but the impact of high prices appears to be easing Read More »

My ex won’t let me gift our daughter a car for a selfish reason

Slate Plus members get more advice from Lillian every week. Have a question? Send it to Lillian, Athena, and Elizabeth here. (It’s anonymous!) Dear Pay Dirt, My ex and I divorced four years ago. She got remarried to a guy with two kids six months later. It has been very difficult, especially for our daughter …

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Today’s 30-year mortgage rates fall to 6% December 6, 2022

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Check out the mortgage rates for …

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This One Skill Helps Me Earn More Money as a Freelancer

Image source: Getty Images It often comes with enough practice. Key points Being successful as a freelancer often means having to juggle a lot. Learning to do that well has allowed me to boost my income. Becoming adept at time management has improved my earnings significantly. As a full-time working parent, I like to say …

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Tax Refund: How does it work and what are the risks of getting early access to your refund?

When citizens conduct their tax returns, they many times expect getting a large refund that can help them tremendously during the time they get it. With tax refund advance loans advertising access to their own refund, those people could be urged to take out a loan and get that early money. However, this is not …

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UT Extension receives grant to assess personal finance classes

The project will involve conducting a needs assessment in cooperation with Tennessee educators responsible for teaching personal finance to students. KNOXVILLE, Tenn. — Tennessee requires successful completion of a stand-alone personal finance course for high school graduation. The requirement has been in place for Tennessee’s graduating high school students for nearly a decade, and now …

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SUP7R 7on7 Announces Achieve as Financial Literacy Partner

Digital Personal Finance Leader to Offer Financial Literacy and Education to Over 2,000 of the Nation’s Most Highly-Recruited High School Football Players SAN MATEO, Calif., December 6, 2022 /PRNewswire/ — Achievethe leader in digital personal finance, announces that it has been named the Financial Literacy Partner for the SUP7R 7on7 National Championship. SUP7R 7on7 engages …

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